A loan of $450 helped purchase a variety of sodas.


Julia's story

Julia, 38, is an industrious and enterprising woman who is driven to get ahead. She is also kind and friendly. She lives together with José who is employed and the father of their 4 children, Lindolfo, Grecia, Julia y María, ages 19, 15, 11 and 3 respectively. They live together comfortably in their own home that they purchased with much effort.

Julia’s work is selling soda of different flavors and brands. She sells out of her house, and she has a refrigerator that keeps the drinks ice-cold, just the way her customers like them in the hot climate of the area. She tends to her customers with a friendly and pleasant manner. She started her business over three years ago using her own capital, buying and selling in small quantities. She continued to increase her purchases as demand increased. Now she continues working alone. She thinks her business is definitely worthwhile because of the good earnings it provides her. In addition, the constant consumption makes her capital keep turning over.

Julia decided to start her business when she saw how the cost of consumer goods and food have continued to be more and more expensive, so much so that the income of her partner is no longer enough. As a mother, she took note of this difficulty and decided to support her partner and help her family get ahead. After seeing the good results that she has had, she wants to continue with her business and increase the amount of inventory to make the business grow.

This will be her 4th loan with MFP. She feels both happy and thankful to have the financial support to continue with her plans. She likes and feels comfortable with her communal bank. She knows the members and considers them to be responsible people. With the 1200 Nuevos Soles (PEN) requested, she will invest in a large quantity of merchandise to have more inventory available for sale. She will look for lower prices for her purchases so that she can have better earnings.

Translated from Spanish by Kiva volunteer


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