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Bissignon Group
In this Group: Pascaline Médégnonmi, Dossi Marlène, Amélie
Bissignon is a group of three women, the members of which are friends and live in the same neighborhood in Benin. The group's representative, Pascaline Médégnonmi (whose hand is raised in the photo), is 38 years old. Pascaline Médégnonmi is married to a dressmaker by the name of Vidékon. The couple has two children, both in school. Pascaline Médégnonmi lives alone with her children and sees to the various household expenses on her own. She did not attend school.

In order to meet her various expenses, Pascaline Médégnonmi has been reselling mobile phone top-up cards and cookies from her home for ten years. She gets her supplies in a region of Benin.

In hopes of satisfying her customers and expanding her business, Pascaline Médégnonmi is seeking a third loan from Alidé, along with the other members of the Bissignon Group. This loan will allow them to better respond to the needs of their customers and to make more of a profit. The first two loans have been fully repaid.
View original language description ↓
BISSIGNON est un groupe de trois personnes, dont les membres sont des amies et résident dans le même quartier au Bénin. La représentante du groupe, Pascaline Médégnonmi(dont la main est levée sur la photo), est âgée de 38 ans. Pascaline Médégnonmi est mariée à un couturier du nom de Vidékon. Le couple a deux enfants tous scolarisés. Pascaline Médégnonmi vit seule avec ses enfants. Pascaline Médégnonmi assure seule les diverses charges de la maison. Pascaline Médégnonmi n’a pas fréquenté l’école. Pour faire face à ses différentes charges, Pascaline Médégnonmi vend depuis une dizaine d’année, des cartes de recharges téléphoniques et des biscuits de façon secondaire à son domicile. Pascaline Médégnonmi s’approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle et en vue élargir son activité, Pascaline Médégnonmi sollicite un troisième crédit auprès de ALIDé, ensemble avec les autres membres du groupe BISSIGNON. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les deux premiers prêts ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 499.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bissignon Group's $450 loan helped a member to purchase mobile phone top-up cards and boxes of cookies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 18, 2012
Currency Exchange Loss:
Sep 15, 2012