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Pablo Antonio
Pablo lives in Cerro Bonito district. He works as a teacher, teaching the children in his community. He also has a small plot of land where he grows grains for his own family's consumption. He also has some animals which make him additional income throughout the year.

Pablo is requesting his first loan from AFODENIC to buy building materials with which to improve his home so that his household can enjoy better living conditions. Pablo is noted as being a hard-working man who has a great desire to do well. He is a man of good religious principles and is a leader in his community.
View original language description ↓
Pablo habitante de la comarca cerro Bonito, labora como docente donde imparte el pan de la enseñanza a los niños de la comunidad, además posee una pequeña parcela donde siembra granos para el consumo familiar algunos animalitos que le generan ingresos adicionales durante el año. Solicita su 1er crédito a AFODENIC, para compra de materiales de construcción para mejorar su vivienda, y tener mejores condiciones en el hogar. Pablo se caracteriza por ser un hombre trabajador con mucho deseo de superación, con principios religioso, lider en su comunidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Pablo Antonio to buy building supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 23, 2012
Currency Exchange Loss:
Jun 17, 2014