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Martha Maria
Martha lives in Neuva Guinea. She works as the Administrative Manager at a gas station, a job that she’s had for 5 years and that provides the principal source of income to support her family. She needs her first loan from AFODENIC to invest in the gating on her home. This will ensure better conditions and more security for her family. Those in her community consider her to be a responsible person, well brought up and also forward thinking. She hopes to be a beneficiary of this loan in order to be able to secure her home.
View original language description ↓
Doña Martha habitante de Nueva Guinea, se desempeña como Responsable Administrativa de una Gasolinera, actividad que ha llevado a cabo durante 5 años y es la que conforma su principal fuente de ingreso para el bienestar de su familia, requiere de su primer financiamiento con AFODENIC para invertirlo en enverjado de su casa de habitacion, esto le garantizara vivir en mejores condiciones y mayor seguridad en conjunto con su familia, referencias en su localidad lo consideran como una persona responsable, de buenas culturas y ademas progresiva, espera ser beneficiada con este financiamiento para poder asegurar su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Martha Maria to put gates on her home.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 23, 2012
Currency Exchange Loss:
Aug 16, 2012