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Update on Virginia

Señora Virginia has sold home items (home electronics, sheets, glasses, light bulbs, and other items) for ten years. She offers her products to a wide variety of customers, whether in offices and even in markets, on credit or for cash. She buys her products in the city of Oruro and later delivers the merchandise to customers who have ordered from her in the city of Cochabamba. She currently lives with her husband in their own home. She is requesting a loan for the purchase of merchandise such as home electronics and sheets, since she has an important order to fill. This will allow her to increase her working capital and thus increase her sales and make more income. Virginia is happy and grateful to the institution for this support.
View original language description ↓
La señora Virginia se dedica a el comercio de artículos del hogar (electrodomésticos, sabanas, copas, focos y otras mercaderías) hace diez años que se dedica a esta actividad, ofrece sus productos a distintos sectores, ya sea oficina e incluso en los mercados otorgando sus productos a crédito como al contado, los cuales los compra en la ciudad de Oruro y posteriormente entrega la mercadería a clientes que le hacen pedido en la ciudad de Cochabamba, vive actualmente con su esposo en domicilio de su propiedad, solicita el crédito para compra de mercadería como electrodomésticos y sabanas ya que le hicieron un pedido importante y así de esta manera poder incrementar su capital de trabajo y de esta manera incrementar sus ventas y obtener mas ganancias, la Sra. Virginia se siente feliz y agradecida con la institución por el apoyo brindado.

Previous Loan Details

Virginia has been selling articles for the home (electrical appliances, sheets, glasses, lights, and other merchandise) for ten years. She offers her products to different groups, whether in offices and even in markets, offering her products on credit as well as for cash. She buys in the city o... More from Virginia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginia to buy electrical appliances and sheets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 11, 2012
Feb 23, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Virginia. It was first posted on Kiva on Oct, 2011. Learn More