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Hellen is the mother of seven children with the two youngest still of school age. She says she has been taking care of her family with her farming income for the last nine years. Her farm currently produce milk and eggs that she sells in the local market. As with other farmers, she concurs that animal diseases remain the major challenge in farming.

Hellen has requested a loan of 52,000 KES from Juhudi Kilimo, which she will use to buy and insure a dairy cow. She says this will boost her dairy income and ease her burden in providing for the family’s basic needs. She hopes to increase the number of her cows to four.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 428
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 82.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hellen to purchase and insure a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 31, 2012
Feb 18, 2012
Currency Exchange Loss:
Jan 17, 2014