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Meruzhan is 52 years old and lives in Tsakhkunk village, Sevan area, with his wife and only son. In the past he has worked as a locksmith and, since 2007, he has been a sexton. Meruzhan also is engaged in farming together with his wife and son. The family has a plot of land on which they grow and sell potatoes along with wheat that they use to bake bread for the family. They also breed cows, sheep, and goats and sell dairy products and meat.

Meruzhan is requesting a 1,000,000 AMD loan to buy fodder for his livestock, potato seedlings, and fertilizer. This will be his second loan from Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $17,050,625
    Funds lent in using Kiva
  • 388.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Meruzhan to buy livestock fodder, potato seedlings, and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 18, 2012
Currency Exchange Loss:
Mar 17, 2014