A loan of $1,100 helped to buy clothing, perfumes, crèmes, cosmetics, and other items.


Viviana Mariuxi's story

The September 7th Communal Bank meets every 15 days in the city of Manta. This city is known for its beautiful beaches that are frequented throughout the year. It is also a city of unequaled beauty that has many tourist attractions.

It is in this place where one can meet Sra. Viviana. She is 37 years old, married, and has three children (ages 14, 7, and 6). The oldest child is in high school and the two younger ones are in elementary school. Her husband works at a hotel in the city.

Viviana is a homemaker who earns her own income so that she can help her husband with the household expenses. She sells clothing of all types as well as Yanbal products (beauty products, cosmetics, perfumes, and women's accessories). Viviana sells by traveling three days a week for two to three hours, but she also sells from her home where she has a few display cabinets. Her customers come to her home whenever they need a product or an article of clothing. Viviana extends credit for her products and collects payment every eight days. She receives her merchandise from the United States and the products are shipped to her as needed. Vivana has been in this business for more than 12 years and has done very well.

This loan will be used to buy clothing, perfumes, crèmes, cosmetics, and other items. She has been with the Communal Bank from the very beginning and enjoys being a member because the payments are easy to make. Her dream is to own a boutique.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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