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Luz Maria
Luz is a woman of 30, and she has many aspirations for her business to prosper in the coming years. Her story began some time ago, when she had a store, but now she has decided to sell as a walking vendor, because her sales of clothing and cosmetics are better. She chose this because she likes business. She does her work alone. She doesn't have any problems. She is single and has one son. Her most important dream is to give a better future to her child. For this reason, she wants the loan to buy more clothing and Yanbal cosmetics so that her sales will increase.
View original language description ↓
Luz es un mujer de 30 años de edad y tiene muchas aspiraciones en los próximos años de prosperar sus ventas en cosmeticos.

Su historia empezó desde antes cuando tenía un local pero ahora decidió vender ambulantemente porque le resulta mejor la venta de ropa y cosmeticos. Lo escogió porque le gusta el comercio y hablar con las personas. Su trabajo lo hace sola, no tiene dificultades, está soltera, si tiene 1 hijo, su sueño más importante es darle un mejor porvenir a sus hijos. Por eso quiere el préstamo para que sus ventas aumenten comprando ropa y cosmeticos Yanbal.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Luz Maria to purchase clothes and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Mar 6, 2012
Currency Exchange Loss:
Feb 20, 2013