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Carmen Susana
Carmen is a 27-year-old woman who is noted for being a friendly, unassuming, honest, very hard-working person who is responsible in providing for her three children. Carmen is single and she lives with her mother and children in Atuntaqui, 15 minutes from the city of Ibarra, in Imbabura province.

Carmen works alongside her mother raising animals such as chickens, rabbits, guinea pigs and pigs. She has been taking out loans with Fodemi for three years. She is requesting her current loan to improve the infrastructure of her chicken sheds and animal pens because the animals need space in which to live. She also needs to buy nutritionally-balanced feed for them as she needs to fatten them and then sell them. This investment will help Carmen to increase her business and her animals will be in an ideal condition for sale which will make her very good income. This will help Carmen and her mother to support their household as this is their only income.

Carmen dreams of continuing her studies and improving her children's quality of life.
View original language description ↓
Carmen es una mujer de 27 años, se destaca por ser una persona amigable, sencilla, honesta, muy trabajadora y responsable con sus tres hijos. Carmen es soltera, vive con su madre y sus hijos en Atuntaqui que se encuentra a 15 minutos de la ciudad de Ibarra en la Provincia de Imbabura.

Carmen trabaja con su madre en la crianza de animales como pollos, conejos, cuyes, cerdos. A estado realizando créditos en Fodemi por un tiempo de tres años, el actual crédito que solicita es para la mejorar la infraestructura de los galpones y corrales de sus animales ya que necesitan espacio para vivir, también necesita comprar balanceado para la alimentación de los mismo debido a que necesita engordarles para su posterior venta. Esta inversión ayudará a Carmen a incrementar su negocio y sus animales puedan ser optimos para las ventas lo que generará muy buenos ingresos, que ayudarán a Carmen y su madre a mantener su hogar ya que es el único ingreso económico.

Carmen sueña con seguir estudiando y mejorar la calidad de vida de sus hijos.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carmen Susana to improve the infrastructure of her chicken sheds and animal pens, and to buy nutritionally-balanced feed with which to fatten her animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 22, 2012
Currency Exchange Loss:
Mar 29, 2013