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John is a farmer and a father of four between 18 and 13 years old and all are schooling. He has been in farming for 10 years with his current produce being coffee, milk and maize sold to the local market.

John has made a loan request amounting to 63,600 KES from Juhudi Kilimo to buy and insure a dairy cow. He says farming has been the source of livelihood for his entire family. He adds once he purchases the dairy cow, his farming output will improve to meet his family obligations.

He, however, remains worried about the fluctuations in market prices.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 573
    View loans »
    Kenya Loans Fundraising
  • $49,806,450
    Funds lent in using Kiva
  • 82.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped John to buy and insure a dairy cow.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 17, 2012
Currency Exchange Loss:
Feb 15, 2013