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A married mother of five children, Ms. Ayoko A. has also taken in her two younger sisters as apprentices. Having not gone to school, she earns her living through the production and sale of “gari” (cassava flour). As someone who appreciates a job well done, she takes great care in the fabrication of gari, which endows her product with a high level of quality. And her gari, which is highly esteemed, sells very well at the market. The demand has become great, as wealthy women come all the way from Lomé to buy it. Today, she no longer has the means to meet the high demand for her product. She is requesting a loan of $650 to buy cassava in large quantity and produce gari.

Despite the fact that she is illiterate, she is gifted with an understanding and a mastery of managing credit. She anticipates increasing her production capacity of gari and selling it at the markets in the region, which will give her the ability to better meet the needs of her family.

Translated from French by Kristina Jackson, Kiva Volunteer.

Mariée et mère de cinq (5) enfants, Madame A. Ayoko prend aujourd’hui en charge ses deux (2) petites sœurs en apprentissage. N’ayant pas été à l’école, elle fait comme activité la production et la vente du gari (farine de manioc). Aimant le travail bien fait, elle entoure la fabrication du gari de beaucoup de soins. Ce qui confère d’énormes qualités au produit. Du coup, son gari, bien apprécié, est très bien vendu sur le marché. La demande est devenue grande car les bonnes femmes viennent de Lomé pour s’en procurer. Aujourd’hui, elle n’a plus assez de moyens pour satisfaire la forte demande à laquelle elle fait face. Elle sollicite un crédit de $650 pour l’achat en grande quantité de manioc et la production de gari.

Malgré qu’elle soit analphabète, elle est dotée d’une compréhension et d’une maîtrise de gestion de crédit. Elle estime augmenter sa capacité de production du gari afin de le vendre sur les marchés des villes de la sous région, ce qui lui la capacité de mieux subvenir aux besoins de sa famille.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Ayoko to buy cassava to produce “gari”.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2007
Feb 2, 2007
Currency Exchange Loss:
Feb 8, 2008