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Rosa Aura
33-year-old Rosa has three children. Her eldest is in elementary school and her two youngest (twins) are in pre-school. Her life partner works as a builder and supports her with their household expenses. Rosa Aura has been working for the Ministry of Education as a teacher at Fuente de Vida High School for more than 11 years. She is requesting her 11th loan to install basic services (drinking water and electricity) in her home as she previously rented. We should mention that she used her previous loans to buy a plot of land and then build her small house, albeit from wood.
View original language description ↓
Rosa de 33 años de edad tiene 3 niños, el mayor estudiando la primaria y los 2 menores que son gemelitos en preescolar, su compañero de vida trabaja como albañil y le apoya con los gastos del hogar. Rosa Aura labora como docente desde hace mas de 11 años. Esta solicitando su credito con el objetivo de instalar los servicios basicos (agua potable y luz eléctrica) en su propia casa, pues anteriormente estaba alquilando. Cabe mencionar que con sus creditos anteriores logro comprar un solar y posteriormente levantar aunque sea de madera su casita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Rosa Aura to install basic services of water and electricity.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 21, 2012
Currency Exchange Loss:
Apr 18, 2013