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Andrusha was born in 1962 in the village of Chakaten in the Syuninsky region. After graduating from the village secondary school Andrusha enrolled in the Yerevan Veterenary Institue where he received a degree in animal husbandry.

Andrusha is a widower and has a 23 year old son and eighteen year old daughter.

Starting in 2000 Andrusha has been doing farming in the village of Chakaten where he breeds large horned cattle and poultry and also grows vegetables, fruits and barley on his own plot of land. He also rents out a plot of land where he cultivates wheat.

Andrusha has a small store in the town of Kapan where he sells meat, eggs and dairy products from his farm as well as products purchased from other farmers. He sells his own grown vegetables, fruits and cereals to his regular customers in the town of Kapan.

Recently Andrusha has purchased a tractor with which he carries out sowing on the land plots of the Syuninsky region. His son helps him on the farm and his daughter is engaged in agriculture.

Andrusha needs a loan in the amount of 1,100,000 dram to buy twenty piglets as well as new type of barley for sowing, diesel fuel and fertilizer. This is a third loan which Andrusha is taking out with the organization Nor Horizon.
View original language description ↓
Андрюша родился в 1962 году в деревне Чакатен, Сьюникского региона. После окончания сельской средней школы Андрюша поступил в Ереванский Зооветеринарный институт, где он получил специальность животновода.
Андрюша вдовец и у него есть 23-х летний сын и 18 летняя дочь.
Начиная в 2000 года Андрюша занимается сельским хозяйством в деревне Чакатен, где он разводит крупный рогатый скот и кур, также он выращивает овощи, фрукты и ячмень на собственном участке земли. Также Андрюша арендует участок земли, на котором он выращивает пшеницу.
У Андрюши есть небольшой магазин в городе Капане, в котором он продает мясо, яйца и молочные продукты со своей фермы, а также приобретенные у других фермеров. Выращенные овощи, фрукты и зерновые культуры Андрюша сбывает своим постоянным клиентам в городе Капане.
Также недавно Андрюши приобрел трактор, благодаря которому он выполняет посевные работы на земельных участках Сьюникской области. Сын Андрюши помогает ему на ферме, а дочь занимается сельским хозяйством.
Кредит на сумму 1.100.000 драм необходим Андрюше для покупки 20 поросят, а также приобретения нового сорта ячменя для посева, дизельного топлива и удобрений. Данный кредит является третьим по счету, получаемым Андрюшей от организации Нор Оризон.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 160
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • 388.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Andryusha to buy 20 piglets and also barley seedlings, diesel fuel and fertilizer for his farm.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 16, 2012
Currency Exchange Loss:
Oct 17, 2013