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Phat, 34, is married and resides with his wife and one child in Takeo Province, Cambodia. He has been working as a construction worker for over three years, earning approximately USD 4 per day. His wife is a garment worker who can earn approximately USD 3 per day. Due to earning less income, Phat is requesting a loan of USD 1200 to purchase a motorbike to use as a motor taxi, when he is free from his construction work, to generate more income to support the family.

In the future, Phat plans to rebuild his present house to make it much stronger to provide comfortable living conditions for the family and support his child to study until he/she gets a Bachelor's degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phat to purchase a motorbike to use as a motor taxi.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2012
Feb 16, 2012
Currency Exchange Loss:
May 17, 2013