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Shamshad's Group
In this Group: Shamshad, Sarwari, Asghari, Sadia Perveen, Bilqees, Maqboolan, Ramzan
Shamshad has requested a loan from KIVA partner Asasah for her grocery store business which she runs from her home. She sells different grocery items such as sugar, snacks, candies, cooking oils, etc. at low rates. With the loan investment, she will buy different grocery items in bulk quantity. That will allow her to fulfill her clients' orders on time and increase her profits. Shamshad has been operating her business for some time now and she is confident that her business will be expanded further after investing the loan.

Shamshad is the mother of 3 sons and a daughter, 2 of them work while her younger daughter is studying. Her youngest son is 6 years old and hasn’t started his education yet. Her husband has a job which earns a low income. Shamshad wants to provide education to her youngest son and she is confident that she will be able to do so after the improvement of her grocery store business.

Note: In the photo, the lady holding a book (Called Asasah Passbook) is Shamshad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 321
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 90.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad's Group's $1,400 loan helped a member to restock her grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Mar 2, 2012
Currency Exchange Loss:
Feb 15, 2013