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Mrs. Thy, 26, is the loving mother of a young child, residing in Ang Snoul district. She works as sewing staff for a garment factory in Phnom Penh city. She usually gets her payment monthly. She is able to earn more than $100 per month through her efforts. However, most days of the week, she has to work overtime.

With the sum of $1,100 which she requested, Thy will purchase marble flooring to cover her house. Mrs. Thy would like to live in a comfortable house with her family. In the future, she wants to open a general store from her house to serve people around the community. Moreover, she will ensure a bright future for her child.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 230
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Thy to purchase marble flooring for her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Feb 16, 2012
Currency Exchange Loss:
Jul 20, 2013