A loan of $575 helped to purchase grocery items and other products needed in her business.


Helen's story

This is Helen, 42, resident of Caloocan City, Philippines. She is married to Romeo, a mechanic and father to her children. Together with her husband, Helen manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Helen operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

To help her continue operations of her business, she is requesting a 24,000 PHP loan. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Helen hopes to be able to expand soon and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week; here she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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