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Concepción is 60 years old and married. She has six grown children between the ages of 28 and 45. She lives with her husband in the Victoria neighborhood in Choloma, Cortes.

Concepción has been generating her own income for five years. Her husband’s income was insufficient, and she decided to make corn cakes and corn tamales stuffed with pork to sell. She gets up very early in the morning to prepare these products. In addition to selling the corn cakes and corn tamales, she sells grilled corn on the cob. She previously sold corn tortillas, but she saw how the corn cakes and corn tamales were more profitable, so she decided to make and sell them.

This is the first loan that she has requested from ODEF. She will use it to buy the ingredients she needs to make the corn cakes and corn tamales. She will buy things like corn on the cob, lard, sugar, cinnamon, meat, and spices, etc.

She hopes to get more income in order to improve herself and to help her family.
View original language description ↓
La señora Concepción tiene 60 años de edad, casada, tiene 6 hijos mayores de edad entre 28 a 45 años, ella vive con su esposo en la col. Victoria de Choloma cortes.
Doña Concepción hace 5 años que genera sus propios ingresos, pues los ingresos de su esposo no son suficientes, y ha decidido elaborar tamalitos de elote y montucas de elote con carne, para vender. Se levanta muy de mañana a preparar estos productos. Además de vender los tamalitos y montucas vende también el elote cocinado. Anteriormente vendía tortillas de maíz pero miro que los productos de elote son más rentables y decidió hacerlo.
Este préstamo es el primero que solicita a ODEF y lo va invertir en los insumos necesarios para elaborar tamalitos y montucas, como elote, manteca, azúcar, canela, carne, especies, etc.
Ella espera obtener más ingresos para superarse y ayudar a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 49
    View loans »
    Honduras Loans Fundraising
  • $9,379,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Concepcion to buy ingredients to make corn cakes and corn tamales with meat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 22, 2012
Currency Exchange Loss:
May 17, 2013