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Xuraman is 45 years old, married, and has four children. For more than 21 years, she has been raising and selling livestock. When they have fully grown, Xuraman offers them to butchers for sale. She raises them in a stall in the yard of her house.

Xuraman is requesting a loan for 1,000 AZN, which she will use to buy one cow for milk production. She believes that the cow will help increase her business. In the future she wants to increase her agriculture business and buy sheep for raising and selling.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 41
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Khuraman to purchase one cow for milk production.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 15, 2012
Currency Exchange Loss:
Sep 17, 2013