A loan of $1,100 helped to buy clothing.

Julia Monserrate's story

The village bank Esfuerzo y Poder meets every 15 days in the canton of Olmedo in the province of Manabi. This is a place known for beautiful countryside and for people who work hard farming and raising animals.

Here we meet Julia, 58, who is married and has 5 grown children. One of them still lives with her. Her husband is a merchant.

She works together with her husband in commerce, selling all types of clothes. Every day they set up in a small stall on one of the roads in the canton where merchants are allowed to hawk their products. They work every day and their sales are highest on the weekend because those are market days and that's when people from the countryside come to the city to stock up on products. They buy their merchandise in Guayaquil or in their town when wholesale merchants come through. They've been working in this business for more than 3 years and it's their main source of income.

This loan will be used to buy all types of clothing so she can stock their store. She's been with the village bank for 5 cycles and like it because the loans have helped her a lot.

Her dream is to have good health so she can continue to make progress.

Translator profile picture

Translated from Spanish by Kiva volunteer Mary Berghaus

Loan details

Lenders and lending teams

Loan details