A loan of $1,100 helped to buy clothing and shoes.

Cruz Santa's story

In Olmedo canton in Manabi province, the communal bank "Esfuerzo y Poder" meets every 15 days. This is a place that is known for its beautiful countryside and for its hardworking people who work in agriculture and animal husbandry.

Here we meet Cruz, aged 58, who is a single mother, but who was once in a common-law marriage that produced 4 children who are now all adults. The youngest, aged 20, still lives with her and attends the university.

In order to get ahead, Cruz works in retail trade. Every day, she sets up a small stand in one of the streets of the canton where they allow merchants to sell their products. There she sells all types of clothing, shoes, sneakers and other products. The weekends are when the most people come to the city and when she makes the most sales, so on these days she needs extra help and employs someone who she pays a wage. She has been in this business for more than 20 years, and the business has gone very well for her. Thanks to this business, she has been able to support her children so that they could become good people. Cruz travels to the city of Guayaquil to buy merchandise whenever she needs it.

Cruz will use this loan to buy clothing and shoes to stock up her business with more products. She is the founding member of her communal bank, and she likes it because her fellow members are very reliable and united.

Her dream is to have a well-established store.

Translator profile picture

Translated from Spanish by Kiva volunteer Lisa Grobar

Loan details

Lenders and lending teams

Loan details