A loan of $6,500 helped a member to buy fertilizer and insecticide.

Los Alamos (Charapoto) Group's story

The two men and nineteen women members of Los Álamos Communal Bank meet every two weeks in the city of Charapoto, province of Manabí. Most of them work in agriculture and raising animals. This town is known for its traditional culture and for being a few minutes from two of the best beaches in the province, San Jacinto and San Clemente.

One of the members of this group is Yexi. She is 34 years old and is in a common-law union from which she has four children, ages 12, 10, 9, and 5. The three older children study, one in high school and two in elementary school. Her husband is a farmer.

Like the good wife that she is, she is getting the loan to use it with her husband in agriculture. During the winter season they grow corn, peanuts, and certain vegetables, and then in the summer her husband works buying and selling charcoal, which he goes out to sell to certain restaurants and roast chicken places where they use this material a lot to cook the food.

Currently they want the loan to buy insecticide and fertilizer to have a good farm crop. They need the insecticides urgently because their crops have lots of pests and they are being harmed.

This loan is to buy fertilizer and insecticide. She has been with the communal bank for four cycles. She is the president of the bank and she likes it because they have given her the loans.

Her dreams are to buy a car and to have her house with all the basic services.

In this group: Doris Moncerate, Amarilis Efigenia De Los Santos, Ruth Annabel, Bertha Mirella, María De Jesús, Leonardo Daniel, Egda Gabriela*, María Ercilia*, Carmen Cristina, Karina Isabel, Margarita Del Carmen, Betsi Lourdes, María Magdalena, Miguel Angel, Fanny Obdulia*, Carmen Lorena, Johanna Maricela, Maria Gabriela, Rosa Del Carmen, Lucia Lourdes, Yexi Annabelly
*not pictured

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Translated from Spanish by Kiva volunteer Catharine Wall

Loan details

Lenders and lending teams

Loan details