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Microempresarios Emprendedores Group
In this Group: Luis Alberto, Carin Janet, Sheyla Vanessa, Maria Luisa, Victoria Elena, Flora, Jose Antonio
María is 42 years old, married, and has two children. She is the treasurer of the communal bank “Microempresarios Emprendedores” which is comprised of seven enterprising people who run different businesses.

María sells natural products. The vast majority of her customers are relatives and neighbours who live nearby. She’s had the business for more than a year. As well, she does cleaning at weekends to bring in some extra income. One of her biggest challenges is to help her children get ahead so she wants to continue working and provide her family with a better standard of living.

She plans to buy natural products such as extracts and pollen to offer to her customers with the loan money. Her communal bank is grateful for these loans which make progress possible.
View original language description ↓
La Sra. María tiene 42 años de edad, es casada y tiene 2 hijos menores. Ella es la tesorera de la Nueva Alcancía Comunal “Microempresarios Emprendedores” la cual lo conforma 07 personas emprendedoras dedicadas a distintas actividades comerciales. María se dedica a la venta de productos naturales, siendo la gran mayoría de sus clientes sus familiares y vecinos de su zona, lleva en este negocio más de 01 año. Aparte cada fines de semana brinda servicio de limpieza, de donde obtiene un ingreso extra para su hogar. Uno de sus mayores logros fue sacar adelante a sus hijos, lo que sigue después es seguir trabajando positivamente y así poder brindarles una mejor calidad de vida a su familia. El crédito recibido lo invertirá para comprar productos naturales como extractos, polen, etc. y así tener que ofrecer a sus clientes. La Nueva Alcancía Comunal “Microempresarios Emprendedores”agradecen el crédito brindado ya que hacen posible su progreso.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Microempresarios Emprendedores Group's $1,125 loan helped a member to buy natural products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 21, 2012
Currency Exchange Loss:
Jul 15, 2012