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Robert is 43 years old. He lives in the village of Rodinauli with his family: wife – Thea, 15-year-old son, 10-year-old daughter and parents. The children go to school.

Robert works as a truck driver and provides transportation service to the local population. Along with his main job, he is actively involved in the family's agricultural business. They have 2 milk cows. Thea produces cheese and sells on average 35 kg of this product in local market. The family also owns 1.3 hectares of land, where fruits and vegetables are grown. The harvested products are sold in local open market. Along with the abovementioned, the family also owns a greenhouse with an area of 500 sq. meters, which is used for growing greens. The total average monthly income for the family is 600 Laris, including the pensions of Robert’s parents.

Robert requested credit to purchase fertilizers. He will use them to fertilizing the land in the family farm to get a better quality harvest next year. The family will get better income, which will be used to finance the family's daily needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 34
    View loans »
    Georgia Loans Fundraising
  • $8,323,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Robert buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 14, 2012
Currency Exchange Loss:
Feb 15, 2013