A loan of $6,725 helped a member to buy clothes, and fabrics and patterns in order to make new designs.


Los Microempresarios Group's story

This communal bank is called, "Los Microempresarios", and is made up of 17 entrepreneurs who work in various areas, including hairstyling, firewood, clothing sales, and others. All of them are from the city of Temuco. Diane is seen in the photo in the first row, crouching next to the table she is leaning on. In addition, she has dark brown hair that she wears pulled back. She is wearing fuschia-colored earrings and a printed blouse with fuschia, black and white colors.

She makes clothing, and since the date of the last loan, her business has done well, as she has been able to invest in supplies for her business. With this investment, her clientele has increased considerably. At the present time, she serves two private companies and a school.

These are the places she delivers T-shirts, work outfits, and tracksuits for school. As she also does exclusive clothing designs, currently she also makes evening dresses for individual customers.

With respect to her personal life, she says that she has already applied for a housing subsidy, and that she must wait only three months to select and buy her own home. She will also buy a car, which she will use to transport her merchandise. Her goal is still to establish herself in business, in order to open her own clothing boutique.

Diana is very thankful for the opportunity provided her by Fondo Esperanza. It has allowed her to continue investing in her business, so she will continue participating in the institution. In addition, she says that with the on-going training, she continues to learn new sales strategies.

Temuco is the capital of the Araucania region and is located 670 kilometers south of Santiago (the capital of Chile). There are a series of bathing spas (Pucón, Villarrica) on lakes around the city and very striking native flora and fauna concentrated in the nearby natural parks. It is worth emphasizing that 50% of the Mapuches, a native people of Chile, live in the area.

In this group: Diana, Laura, Roxana, Fernando, Ramón, Arlette, Macarena, Juan, Tatiana, Carola, Margarita, Angelica, Nathalie, Pierett, Jimena, Nora*, Juan*
*not pictured

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Translated from Spanish by Kiva volunteer Jeff Goldie



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