Carlos lives in the lovely municipality of Catarina in Masaya department. He has 24 years experience in the gardening business, working with his two sons, who help him to keep the plants fresh and clean. He does cash sales to the tourists who visit the area, and to established customers who visit from San Juan de Sur.
The loan he is requesting from Ceprodel is earmarked for buying plants: bougainvilleas, carnations, coludos, milflores, lilies, hydrangeas, small and large araucaria pines, cautos, robelli palms, etc.
He believes this will help him increase his sales by meeting the demand, and improve his quality of life.
Carlos reside en el bello municipio de Catarina departamento de Masaya, cuenta con 24 años de experiencia en la actividad de jardinería, trabajando con sus dos hijos que le ayudan a mantener las plantas frescas y limpias.
Las ventas las realiza de contado a los turistas que visitan la zona y clientes fijos que visitan desde San Juan de Sur.
El destino del crédito que solicita en Ceprodel es para la compra de plantas veraneras, clavellinas, coludos, mil flores, lirios, hortensias, araucarias pequeñas y grandes, cautos, palmeras robelianas, etc.
Considera que esto le ayudará a elevar sus ventas al cubrir la demanda, y mejorar su calidad de vida.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.