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Alberto is 51 years old, married, and has one child who is his greatest priority. Alberto lives with his wife and child. He would like to buy fertilizer and supplies for his coffee plantation which is his source of income. He has been running his farm for some years and would like to grow his business. He also has fruit trees at home.

This is Alberto's first loan from FUDECOSUR. He has taken out previous loans from a cooperative (COOPEAGRI) but FUDECOSUR have offered him this loan with better terms and a much lower interest rate. Alberto would like to provide his child with the education he needs to become an educated person who can face life more easily.
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Alberto, tiene la edad de 51 años, es casado y tiene un hijo, que es su mayor prioridad vive con su esposa y su hijo. El quiere comprar abono e insumos para asistir su Cafetal que es su fuente de ingresos. Tiene varios años que se dedica a su finca y quiere crecer. También tiene arboles frutales en su casa. Es el primer préstamo que ha recibido de FUDECOSUR. También, el ha realizado otros préstamos en Una Cooperativa (COOPEAGRI ) Pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. El también tiene el deseo de brindarle a su HIjo la educación necesaria para que sea en el futuro una persona preparada y pueda enfrentar de manera más fácil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 505.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alberto to buy fertilizer and supplies for growing coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 17, 2012
Currency Exchange Loss:
Sep 17, 2014