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Las Tres Rosas Group
In this Group: Elvira, Dominga, Victoria
'Las tres Rosas' group is made up of three hard-working and entrepreneurial people. One of them is 49-year-old Elvira de Jesús who has a small cafe in the park where she has worked for eight years. She is married and has two children. She works hard to provide for them.

The other members of the group are Dominga, who sells traditional drinks, 'pinol', 'pinolillo' (sweet cornmeal and cacao-based drinks), tamales, 'yoltamales' (corn tamales), etc. and Victoria who has a grocery store.
View original language description ↓
El grupo Las tres Rosas lo conforman tres personas trabajadoras y emprendedoras una de ellas es Elvira de Jesús de 49 años quien tiene un pequeño bar (cafetin) en el parque en el cual ha trabajado desde hace 8 años. Ella está casada y tiene dos hijos por los cuales trabaja arduamente para sacarlos adelante.
Las otras integrantes una de ellas es Dominga quien vende bebidas típicas pinol, pinolillo, y tamales, yoltamal…etc. Y Victoria quien tiene una pulpería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tres Rosas Group's $2,350 loan helped a member to buy bread, snacks, bologna, soft drinks, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 19, 2012
Currency Exchange Loss:
Aug 16, 2012