A loan of $750 helped to have his vehicle serviced and buy new tires.

Jhony Gilmer's story

Jhony, aged 35, is a hard-working young man and the family father of two children. The family lives in El Porvenir, a rural hamlet whose residents work exclusively in farming and cattle breeding. The hamlet belongs to the district of Olmos, one hour from the city of Chiclayo. It is located in a developing area and electricity is the sole public utility to which it is connected so far.

Jhony's activity consists in transporting passengers between the villages of the area. With the savings from his job as an agricultural laborer he bought a vehicle, which he runs from Monday to Saturday from early morning to late evening. His point of departure is in the district of Olmos, where he covers the route Olmos-Porvenir-Ñaupe. He has done this activity for the past four years and could thus support his wife and their two school-aged children.

Jhony is well aware that the roads in his area are badly damaged and have taken their toll on his vehicle. He must continuously have his car serviced and buy new tires to keep it in good condition and be able to work normally. Therefore he came to the microfinance institution Edpyme Alternativa and applied for a loan of 2000 new soles which he will use to service his vehicle and buy new tires.

Jhony has always been considered a hard worker with a high sense of responsibility. This is not only known by his relatives, but also by his neighbors who credit him with good references.

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Translated from Spanish by Kiva volunteer Robert Mouris

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