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Mirna Maria
Mirna María is a single mother with three minor children in her care, whom she has managed to raise and educate on her own. She begins her work day at 7:00am, and finishes at 5:00pm. She started her business as a street vendor selling plastic bags, with 2,000 cordobas in working capital that she had saved. Previously she used to travel to Guatemala to buy clothing at wholesale.

She is using the loan to buy plastic bags, dark plastic, plates, glasses, spoons, disposable cups etc. In this way she will manage to obtain better earnings and improve the quality of life for her and her children.

Mirna is very thankful to Ceprodel, as it has helped her add to her inventory; and succeed in increasing both her earnings and her clientele, as well as her quality of life.
View original language description ↓
La señora Mirna María, es madre soltera con 3 hijos menores a su cargo los cuales ha logrado educar y criar por si sola, inicia su día laborar a las 7:00 am finalizándolo a las 5:00 pm. Inicio su negocio ambulante vendiendo bolsas plásticas con un capital de C$ 2,000.00 producto de sus ahorros, anteriormente viajaba a Guatemala a comprar ropa al por mayor.

El crédito lo utiliza para la compra de Bolsas plásticas, Plástico Oscuro, Platos, Vasos, Cucharas, Tazas desechables, etc. etc., así lograr obtener mejores ganancias y mejorar la calidad de vida para ella y sus hijos.

La señora Mirna está muy agradecida con ceprodel ya que le ha ayudado a crecer su inventario logrando incrementar tanto sus ganancias como su clientela y calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mirna Maria to buy plastic bags, dark plastic, plates, glasses, spoons, disposable cups, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 17, 2012
Currency Exchange Loss:
Nov 18, 2012