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Tural is 20 years old. He is married, has no children, and takes care of his sick mother. Tural raises livestock - a business he inherited from his father two years ago. He raises animals and then sells their meat at the market. In addition, Tural performs home repairs. He would like to provide medical treatment to his mother, and also has plans to expand his business, build stables for his animals, and buy 8 cows in order to start a new business selling dairy products.

Tural needs a sum of 800 AZN to buy lumber and masonry to repair his home. He does not want to sell a cow to finance this, as doing so may harm his business.
View original language description ↓
Turalu 20 let, on jenat, detey ne imeet i smotrit za bolnoy materyu. On zanat skotovodstvom, eto delo emu dostalos v nasledstvo ot otca i on zanimetsa etim uje 2 goda. On razvodit skot I prodaet masyo na bazare. Krome etogo Tural rabotaet masterom po remontu domov. On xochet vilechit mat’ I ego plani na budushee eto rasshirit biznes, postroit stoylo dla jivotnix I kupit 8 korov chtobi nachat biznes po prodaju molochnix produktov. Emu nujni dengi v summe 800 AZN dla remonta sobstvennogo doma, on xochet kupit pilomaterialov kamni. Tural ne xochet prodavat dla etogo dela korovu tak kak ot etogo mojet postradat ego delo.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 54
    View loans »
    Azerbaijan Loans Fundraising
  • $14,691,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Tural to buy construction materials to repair his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 14, 2012
Currency Exchange Loss:
Aug 17, 2013