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Maliha is from Israel’s southern region. She lives and works in a Negev town. For over 20 years Maliha worked in agriculture, carrying out back-breaking jobs for low wages. In 2008, she opened a small mini-market that serves her neighborhood. The mini-market proved successful and now she is expanding it, introducing a larger range of products.

Maliha needed this loan to purchase stock and expand her mini-market.

In the future, Maliha wants to continue and expand her market and become a general store that serves not only her neighborhood and surrounding area but the entire city.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.7
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Maliha to purchase stock and expand her mini-market.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Feb 13, 2012
Currency Exchange Loss:
Aug 17, 2013