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At her 56 years of age, Juana works as if she was half her age. Since almost thirty years ago, she has sold “seconds” (plates, glasses, plastic bags, etc.) At the beginning, she did not have a permanent shop. As a result, she sold itinerantly and would travel to the provinces on a seasonal basis. Nevertheless, she decided that it would be better to acquire a market stall and sell there since it was less tiring than always moving with all her merchandise. She decided to sell seconds because she thought it would be more profitable. Four years ago, her friend abandoned the only stall selling fish and shellfish in the market. So, she thought it would be a good idea to open one herself. Now she runs both businesses, which allows her to take care of her home and her two youngest children. Her husband also sells seconds but in another area and itinerantly. What she would most like is to be able to purchase both stalls -- because she pays rent daily – and to hire people to work for her.

Translated from Spanish by Kate Divjak, Kiva volunteer.

A sus cincuenta y seis años Juana trabaja como si tuviera la mitad de su edad. Desde hace casi treinta años vende productos descartables (platos, vasos, bolsas de plástico, etc.). Al inicio ella no tenia un puesto estable, motivo por el cual vendía como ambulante y por temporadas se iba de viaje a provincias. Sin embargo, consideró que seria mejor adquirir un puesto en un mercado y vender ahí ya que era menos trabajoso que estar movilizándose siempre con toda su mercadería.

Decidió vender productos descartables porque pensó que era más rentable. Hace cuatro años una compañera abandono el único puesto de venta de pescados y mariscos en el mercado. De este modo, pensó que seria buena idea abrir uno ella misma. Ahora maneja ambos negocios, lo cual le permite mantener su hogar y a sus dos últimos hijos. Su esposo también trabaja vendiendo productos descartables pero en otra zona y como ambulante.

Lo que más le gustaría a ella es poder comprar los dos puestos que tiene, porque paga diariamente una cuota de alquiler y contratar a personas que trabajen para ella.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juana invest in the purchase of more products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2008
Mar 11, 2008
Currency Exchange Loss:
Apr 15, 2009