Heyam is a 40-year-old married woman from Al Hashmi, Amman, Jordan, and the mother of three children. She has a home-based project in which she sells home products. She is requesting a loan of 1,100 Jordanian dinars to purchase food preservatives for trading purposes with the aspiration of establishing her own shop. Heyam is looking to purchase a house for her family.
Tamweelcom was ranked among the top ten microfinance institutions worldwide in 2007 and 2008 by the Microfinance Information Exchange (MIX). Tamweelcom offers loan products tailored to the needs of micro-entrepreneurs in Jordan, including vocational and solar power loans, loans for aspiring entrepreneurs starting a project from home, and loans for established small businesses. Tamweelcom’s non-financial services include training and permanent showrooms for clients to develop and market their products, as well as educational grants for children to attend private school. Through a partnership with Jordan’s largest telecommunications company, Tamweelcom is the first microfinance institution in the Middle East and North Africa to allow clients to make monthly loan repayments with their mobile phones.