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Lubomir lives in the village of Gladkovka with his wife and daughter. In his greenhouses, he grows early-season vegetables for sale. On 1 hectare of land, he annually grows 8,000 tomato plants, 2,000 cucumber plants, and 10 tonnes of potatoes. Lubomir has been a farmer for four years. His woking capital totals 90,000 hryvnia, while his take-home profit is approximately 5,100 hryvnia.

Lubomir needs a loan of 20,000 hryvnia in order to purchase seeds for 6,000 hryvnia, fertilizer for 5,000 hryvnia, firewood for 3,000 hryvnia, and plastic film for 6,000 hryvnia. These additional funds are needed to perform timely maintenance on the greenhouses and to prepare properly for the spring season, so as to produce a good harvest.
View original language description ↓
Любомир с супругой и дочерью живет в селе Гладковка. Он занимается выращиванием ранних овощей в тепличных условиях на продажу. На 1 гектаре земли он выращивает 8 000 кустов помидор, 2 000 кустов огурцов 10 тонн картофеля ежегодно. Фермерством занимается уже на протяжении 4 лет. Оборотный капитал составляет 90 000 гривен. Чистая прибыль составляет около 5 100 гривен.

Любомиру необходим кредит в размере 20 000 гривен для того, чтобы закупить семена на 6 000 гривен, удобрения на 5 000 гривен, дрова на 3 000 гривен и пленку на 6 000 гривен. Дополнительные средства необходимы для того, чтобы вовремя привести в порядок теплицы и подготовиться к весеннему сезону как следует, чтобы получить хороший урожай.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Lubomir to buy seeds, fertilizer, firewood and plastic film.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 21, 2012
Currency Exchange Loss:
Aug 8, 2012