A loan of $2,500 helped to buy seeds, fertilizer, firewood and plastic film.

Lubomir's story

Lubomir lives in the village of Gladkovka with his wife and daughter. In his greenhouses, he grows early-season vegetables for sale. On 1 hectare of land, he annually grows 8,000 tomato plants, 2,000 cucumber plants, and 10 tonnes of potatoes. Lubomir has been a farmer for four years. His woking capital totals 90,000 hryvnia, while his take-home profit is approximately 5,100 hryvnia.

Lubomir needs a loan of 20,000 hryvnia in order to purchase seeds for 6,000 hryvnia, fertilizer for 5,000 hryvnia, firewood for 3,000 hryvnia, and plastic film for 6,000 hryvnia. These additional funds are needed to perform timely maintenance on the greenhouses and to prepare properly for the spring season, so as to produce a good harvest.

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Translated from Russian by Kiva volunteer Nikita Avvakumov

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