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Julio Marcelo
The client, Julio Marcelo, is a 26-year-old single man. He works in a telecommunications company in the city of Cochabamba. Currently he lives in the northern part of the city. The house he lives in is not his own; he rents. He lives alone and his family is very far away.

The purpose of the loan is to buy a motorcycle. The client needs transportation from his home to work because it is very far, from one side of the city to the other, which is very slow, crossing the entire city of Cochabama. Also, the expense for the tickets is a big consideration because some days he returns home from work and back again more than twice. We tell this little story about the client so all of you are aware.
View original language description ↓
El cliente Julio Marcelo, es un señor de 26 años de edad, es soltero, trabaja en una empresa de telecomunicaciones en la ciudad de Cochabamba, actualmente el cliente vive por la zona norte de la ciudad de Cochabamba, la casa donde vive el cliente no es propia, vive en alquiler, el cliente vive solo y su familia se encuentra muy lejos. El destino del crédito es para la compra de una motocicleta, el cliente necesita en que transportarse desde su domicilio hacia el trabajo porque le queda muy lejos, es de un extremo de la ciudad hacia el otro extremo, lo cual es muy demoroso cruzar toda la ciudad de Cochabamba. y además los gastos que realiza en los pasajes es de mucha consideración, porque hay días que vuelve más de 2 veces a su domicilio del trabajo y viceversa, es por lo cual reflejamos esta pequeña historia del cliente, para el conocimiento de todos ustedes.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 119
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julio Marcelo to buy a motorcycle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 21, 2012
Currency Exchange Loss:
Mar 31, 2015