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Sonia, 28, is married and has two children from this beautiful relationship. She was born in the city of Maranuar in La Convención Province in Cusco Department but now lives in the settlement of Cotowincho in Urubamba District in Urubamba District in Cusco Department. Sonia is a teacher and teaches in one of the prestigious educational centers in the city of Urubamba. She teaches at the beginning level and we can find her working from 8 in the morning until 1 in the afternoon. At this time Sonia needs a loan to do maintenance on her house.

The Munay Tika Communal Bank is made up of responsible and hardworking people who are moving their families forward. A majority of the members live in Urubamba Province in Cusco Department where they conduct their economic activities.

Cusco Department is known as a highly commercial tourist zone and for its traditional Inti Raymi celebration and because Machu Picchu, one of the seven wonders of the world, is found here,
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Sonia tiene 28 años de edad y es casada y fruto de esta hermosa relación tiene dos hijos, ella nació en la ciudad de Maranura de la provincia de La Convención del departamento del Cusco pero actualmente vive en el asentamiento humano de Cotowincho del distrito de Urubamba de la provincia de Urubamba del departamento del Cusco. Sonia es profesora y enseña en uno de los centros educativos prestigiosos de la ciudad de Urubamba, ella enseña el nivel inicial y la podemos encontrar trabajando desde las ochos de la mañana hasta la una de la tarde. En esta oportunidad Sonia requiere el préstamo para hacer mantenimiento de su casa.

El banco comunal “Munay Tika” está conformado por personas responsables y trabajadores que sacan adelante a su familia. La mayoría de los socios viven en la provincia de Urubamba del departamento del Cusco y donde realizan sus actividades económicas.

El departamento del Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sonia to do maintenance on her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 8, 2012
Feb 16, 2012
Currency Exchange Loss:
Sep 15, 2012