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Avanzando Hacia Un Futuro Group
In this Group: Nicolaza, Denisse Jhamyra, Heber Edinson, Catalina, Arzony Ray, Luz Patricia, Eduarda Alejandra, Paul Harry
Señora Nicolaza, who is 54 years old, has two children and lives in the IV zone of Colique in the district of Comas. She is a member of the group "Avanzando hacia un Futuro" (advancing toward a future), formed by eight people who elected her president of the board of directors of her group.

Since six months ago, she has had a business selling footwear, which she began on her own initiative with a little savings that she had and that she invested as working capital. It has gone very well for her, and she has as one of her plans for the future to be able to make her own footwear and have her own brand.

She will invest the loan that she receives in the purchase of school shoes and to increase her stock to serve and increase her clientele.
View original language description ↓
La Sra. Nicolaza, de 54 años de edad, tiene 2 hijos y vive en la IV zona de Collique en el distrito de Comas. Ella es integrante del grupo "Avanzando hacia un futuro", formado por 8 personas quienes la eligieron como la Presidenta de la Junta Directiva de su grupo.
Desde hace seis meses tiene su negocio de venta de calzado que lo inició a inicitiva propia con un pequeño ahorro que tenía y que lo invirtió como capital de trabajo, le ha ido bien, y tiene como uno de sus planes a futuro poder confeccionar su propio calzado y tener su marca.
El prestamo recibido lo invertirá en la compra de calzado escolar y aumentar su stock para atender y aumentar a su clientela.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Avanzando Hacia Un Futuro Group's $1,400 loan helped a member to invest in her footwear business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 15, 2012
Currency Exchange Loss:
Jul 15, 2012