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Siempre Unidas Group
In this Group: Maria Felicitas, Cynthia Lady, Rafaela, Juan, Esther, Jose Felix*, Maria Del Carmen, Violeta, Laura Magdalena
* not pictured
Maria Felicitas is 30 years old. She has two children and she lives in the pine zone in the Comas district.
She is a part of the “Always United” ("Siempre Unidas") group. It is composed of nine members who are neighbors in the area where she lives. For two years, she has sold different brands of beauty products. She also manages the rental of her car in order to offer taxi services. Thanks to both of these activities, she has been able to obtain fixtures for the home, to take care of her children and give them what is necessary for their studies. And more than anything, she has been able to have economic peace.
The received loan will be invested in the purchase of beauty products to increase her inventory.
View original language description ↓
La Sra. Maria Felicitas tiene 30 años de edad, tiene dos hijos y vive en la zona del pinar en el distrito de Comas.
Ella forma parte del grupo "Siempre Unidas", formado por 9 socias, vecinas de la zona donde vive. Hace dos años se dedica a la venta de productos de belleza de diferentes marcas y paralelamente administra el alquiler de su auto que presta servicio de taxi. Gracias a ambas actividades ha logrado adquirir sus artefactos para el hogar, mantener a sus hijos, darles lo necesario para sus estudios y sobretodo tener tranquilidad económica.
En un futuro le gustaría tener una flota de taxis.
El prestamo recibido lo invertirá en la compra de productos de belleza para aumentar su stock.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Unidas Group's $2,400 loan helped a member buy wholesale beauty products for her inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 1, 2012
Feb 15, 2012
Currency Exchange Loss:
Aug 15, 2012