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Rosa Lucila

Update on Rosa Lucila

Rosa, 37, is the single mother of 2 children who are still in school. She has her own house where she lives with her 2 minor children, which is located a rural settlement called "Nueva Esperanza" in the Las Lomas district, which is 30 minutes from Piura province. Rosa lives in the rural part of this district, and in her settlement they lack basic utilities such as water and electricity.

Ever since she was very young, Rosa has been engaged in a number of retail businesses, since her parents impressed upon her the need to be a responsible woman. Over time, Rosa managed to save some money, and she saw a business opportunity to buy 7 dairy cows, from which she now sells milk on a daily basis. She sells to customers who come to her house to buy, and she also goes around the local markets to make her sales. In addition, with the help of her children, she sells chicken and soft drinks from a spot she set up for this business in her home. This allows her to earn extra income to pay for the household's basic needs.

Rosa is always seeking out business opportunities, or opportunities to increase her existing businesses. For this reason, she is requesting a loan for Edpyme Alternativa for the sum of 2,500 Peruvian soles, so that she can buy nutritionally balanced feed for her animals, and in this way increase her cows' production. In addition, she will buy some consumer goods to stock her business.

Rosa and her children have always known how to support themselves, and they have struggled together to improve their living conditions. They have good personal and work references.
View original language description ↓
Rosa tiene 37 años de edad, es madre soltera de con 2 hijos los cuales aun están en edad escolar, cuanta con casa propia en la que viven junto a sus dos menores hijos, casa la cual está ubicada en el Caserío rural de nombre “Nueva Esperanza” del Distrito de Las Lomas, el cual se encuentra a 30 minutos de la Provincia de Piura Cliente vive en la parte rural de este distrito, su caserío aun no cuenta con los servicios básicos indispensables como es el agua y la luz eléctrica.

Rosa se dedica desde muy joven a distintas actividades de comercio, debido a que sus padres le inculcaron a ser una mujer responsable, con el tiempo Rosa a logrado ahorrar su dinero y vio como oportunidad de negocio la compra de 7 vacas lecheras, leche la cual ahora comercializa de manera diaria ya sea por que los clientes llegan a su casa o es que ella misma recorre los mercados locales para su venta, adicionalmente también con la ayuda de sus hijos ella vende pollo y gaseosas en un ambiente acondicionado de su casa lo que le permite generar otros ingresos a la canasta familiar.

Rosa siempre esta buscando oportunidades de negocio o de seguir surgiendo de alguna manera, es por eso que esta solicitando un crédito a Edpyme Alternativa por un monto de 2500 Nuevos Soles para la compra de alimento balanceado y así mejorar la producción de sus vacas, y también comprar productos de primera necesidad para surtir su negocio.

Junto a sus hijos han sabido siempre mantenerse solos y por eso han luchado juntos por mejorar sus condiciones de vida, pues cuentan con buenas referencias tanto personales como laborales.

Previous Loan Details

Rosa is 35 years old, single, and has two minor children. They live in Nueva Esperanza in the district of Las Lomas which is an agricultural area in the province of Piura. This is over four hours from the city of Chiclayo, the capital of the Lambayeque Region. For over 11 years she has been ... More from Rosa Lucila's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 71
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Rosa Lucila to buy nutritionally balanced feed for her dairy cows, and staple consumer goods for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2012
Feb 15, 2012
Currency Exchange Loss:
Jan 15, 2013