A loan of $475 helped to make higher volume cash purchases of the basic ingredients used to prepare her food so she can get discounts and to also buy larger-sized cooking pots.


Maria Del Rosario's story

Maria, 53, is the mother of three children. She lives in the southern part of the city where she sells fast food, soft drinks and soup every day and also on weekends. She offers her customers a variety of products such as cakes and fritters. She started the business with the goal of increasing income to support her family. Her business has gone very well and she is enthusiastic about seeing it grow, even having it converted into a very well known and highly esteemed restaurant by her customers.

Maria’s sales volume is adjusted to her business infrastructure but she has gradually increased her clientele and that is when her working capital is insufficient to meet the demand. That is why she has come to Fundación Mario Santo Domingo for her first loan because she needs to make higher volume cash purchases of the basic ingredients used in preparing her food so she can get discounts. As well she wants to buy larger sized cooking pots since she is now preparing her food in small pots in the patio of her house over wood fires.

Her investment will be successful because she will get discounts and also she is making it at a time of high demand such as carnival season when there are festivities in the city and people do not cook but rather go out for food and drink. Her sales will increase as has happened before. Consequently Maria needs to be prepared to earn more money and to increase her working capital.

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Translated from Spanish by Kiva volunteer Diane Chaney



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