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This borrower is a 44-year-old married mother of four children, all of whom attend school. Having taken into account her family's difficulties in making ends meet, she began a small pastry shop. She started preparing cakes, brioches, and madeleines, which she makes at home with an artisanal oven.

She has already benefited from two loans, which she repaid successfully, and has built up considerable savings.

With this new loan, she is going to buy two 50-kg bags of flour, two cases of trays of eggs, and 50 kg of sugar. Indeed, her intention is to expand her business by opening two additional sales stands and increasing her production volume.

Her long-term ambition is to open a pastry shop and tea salon, where she will be able to employ two young workers to help with the cooking and selling.

Cliente de 44 ans,mariée et mère de 4 enfants dont tous vont a l'école,ayant considérer les difficultés de sa famille pour joindre les deux bouts du mois,elle commence une petite pâtisserie elle se lance dans la fabrication des cakes, des brioches , des madeleines, qu'elle fabrique chez elle avec un four artisanale.

Elle a deja beneficiee de deux cycles de prêts,qu'elle a remboursée avec succès et a fait des épargnes considérables.
Pour ce nouveau prêt, elle va acheter 2 sacs de 50kg de farine,2 cartons de palettes des œufs, 50kg de sucre, en effet , elle a l'intention d'agrandir son activité, en ouvrant deux autres stands de vente, accroitre le stock de sa production.
Elle a pour ambition d'ouvrir a la longue une pâtisserie et un salon de the , ou elle pourra employer deux jeunes pour l'aider dans sa vente et la fabrication.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Valentine to expand her stocks of flour, buy 50 kg of sugar, trays of eggs, and flavourings.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 14, 2012
Currency Exchange Loss:
Jun 15, 2012