A loan of $950 helped to buy groceries, toiletries, and beverages to expand her product inventory.

Lourdes's story

Lourdes, age 61 and widowed, is a resident of Pasay City, Philippines. She operates a variety store business. Lourdes works hard to continually provide income for her family's everyday expenses. Her children help her to maintain the household while she runs her store, which is adjacent to her house.

In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. She earns her income by getting supplies at wholesale prices and selling by the piece. Aside from this business, she also prepares and sells cooked viands for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of Php 800 in sales every day.

To help her continue operations of her business, she is requesting a Php 40,000 loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in income as she expands her business.

Lourdes dreams of being able to give her family a good future through all her hard work in her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.

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