Estela is a 39 year old woman who has many aspirations for the success of her business selling Avon and Omnilife in the coming years.
Her story began when she needed a job that would enable her to spend more time at home and a friend invited her to enroll first in Avon and later in Omnilife. She works in the afternoons, visiting her family and selling her products. Difficulties include thieves who do not pay for their products. She is married and her husband is a master bricklayer. She has children and all are adults.
Her dream is to also install a business in her home like a restaurant. Consequently, she would like a loan to buy perfume, face cream and cosmetics for her business.
Estela es una mujer de 39 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de Avon y omnilife.
Su historia comenzó cuando necesitaba un trabajo que le permita estar más tiempo en casa y una amiga le invito a inscribirse primero en Avon y después en omnilife, trabaja en las tardes visita a su familia y ofrece sus productos, las dificultades son los ladrones después que compra producto, está casada el esposo es maestro albañil, si tiene hijos todos son mayores.
Su sueño es poner un negocio en su casa como un restaurant. Por eso quiere el préstamo para perfumes, cremas y cosmeticos para su negocio.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.