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Severino Cesar
Cesar, 40, aspires to prosper in the next few years with his retail clothing business.

His story starts out when he used to repair refrigerators and his wife told him that they should sell clothes. Little by little they began selling clothing to friends and family and from there the business flourished. He works with his wife from 8am to 7pm. He has great difficulty with his children’s illnesses. He’s in a common-law marriage and his wife helps him sell merchandise. He also has a newborn baby.

His dream is to improve his quality of life for his children. That’s why he wants to invest this loan in merchandise like clothing for men and women.
View original language description ↓
Severino es una hombre de 40 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de ropa.

Su historia comenzó cuando se dedicaba arreglar refrigeradoras pero luego la esposa lo insinuó venden ropa y comenzaron poco a poco a vender amigos, familiares y de ahí se fortaleció el negocio, trabaja con su esposa de las 8.00AM hasta las 7:00PM, si tiene dificultades las enfermedades de sus hijos, no está casado tiene unión libre su esposa le ayuda a vender la mercadería, si tiene un hijo y es recién nacido.

Su sueño es mejorar su calidad de vida para sus hijos. Por eso quiere el préstamo para invertir en su mercadería como ropa para hombres y mujeres.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Severino Cesar buy clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Feb 29, 2012
Currency Exchange Loss:
Feb 20, 2013