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Update on Bujinlham

Bujinlham is a 52-year-old widow who lives with her daughter and grandchild in a Mongolian traditional felt tent – a ger - in an outer ger district without basic infrastructure of Ulaanbaatar city, Mongolia. Her elder son lives alone in another ger in the same yard.

Bujinlham has been operating a computer service business since 2006. She offers copying, scanning and printing service. Her monthly income amounts to approximately 500,000-650,000 Mongolian Tugriks (MNT). With the1,500,000 MNT Kiva loan she is planning to purchase one more computer and make some renovations to her business office.

Previous Loan Details

Bujinlham is 52 years old. She lives with her husband and daughter, age 18, in Ulaanbaatar, the capital city of Mongolia. They live in a ger, a traditional Mongolian felt tent, in the outer ger districts of the city. Bujinlham offers coping, scanning, and printing services at a rented space. ... More from Bujinlham's previous loan »

Additional Information

About Transcapital

Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Mongolia

  • $5,900
    Average annual income
  • 0
    View loans »
    Mongolia Loans Fundraising
  • $15,491,375
    Funds lent in using Kiva
  • 1,355.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Bujinlham to purchase one more computer and make some renovations.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 10, 2012
Currency Exchange Loss:
Aug 17, 2013