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Noem, 50, is from the Ang Snoul district and lives there with her husband and four single children, while her other four children have their own families. She earns her livelihood cultivating rice and a few kinds of vegetables for sale. Her husband shares his responsibilities for the family by working in a security company in Phnom Penh city. Three of her children also work as sewing staff to help better the family’s living condition.

Presently, due to the lack of any family-owned transportation, transporation is a great expense for the whole family each month. In order to reduce some expenses, Noem is looking for a loan from HKL to purchase a motorcycle to satisfy her family’s needs. She hopes to change her living condition through using the loan from Kiva.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Noem to purchase a motorcycle to satisfy her family’s needs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 11, 2012
Feb 10, 2012
Currency Exchange Loss:
Jun 15, 2012