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Félix is a careful and hard-working man. He is 33 years old and lives in his own house with his wife and 3 children, for whom he wants to provide a good future and education. For the past 24 years, Félix has worked his farm preparing the land to plant cacao plants. He carries out this task with the help of some day laborers; Félix enjoys this work because it is something he learned from his parents at a very young age.

Despite the fact that he has had to face many difficulties, he always comes out ahead because of the care with which he tends to his plants. He takes the harvested crops to sell at the stockpile centers of his locality, where he obtains good earnings for each kilo that he sells.

His current priority is to be able to complete the façade of his home, where he lives with his family; they give him the strength to forge ahead. It is for this reason that he turns to the offices of MFP to request a loan to help carry out his plans. This would be his 1st loan with MFP, and he feels content to be able to count on financial support in order to meet his objectives.

He is a new member of his cooperative bank, and he is grateful for the way his companions have treated him. He will use the 1,500 soles to buy cement and other necessities for fixing his home’s façade.
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Félix, es un hombre cauto y trabajador, tiene 33 años; vive en su propia casa junto con su esposa y sus 03 hijos a quienes desea brindar un buen futuro y buena educación. Desde hace 24 años, Félix, trabaja en su chacra labrando la tierra para luego sembrar plantas de cacao. Esta faena lo hace con la ayuda de algunos jornaleros; a Félix le gusta éste trabajo porque desde muy pequeño le enseñaron sus padres. Aunque tenga que pasar por muchas dificultades él siempre sale adelante con los buenos cuidados que le brinda a sus plantaciones. Los frutos cosechados lo llevan a comercializar a los centros de acopio de su localidad quienes le remuneran buenas ganancias por cada kilogramo que vende. Su prioridad de ahora es poder culminar con la fachada de su hogar donde vive con su familia quienes le dan fuerza para que siga adelante. Es por ello que acude a las oficinas de MFP para solicitar un préstamo que ayude con sus planes de trabajo. Este será su crédito número 01 con MFP, se siente contento de saber que contará con el apoyo financiero para que pueda cumplir con sus objetivos. En su banco comunal es un socio nuevo y agradece por el buen trato que recibe por parte de sus compañeros. Con los 1,500 nuevos soles, comprará cemento, y otras necesidades que requiera para arreglar la fachada de su hogar.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD