A loan of $575 helped to buy 1,000 feet of wood.

Dalia's story

22-year-old Dalia lives with her partner Celio. The couple have a 6-year-old daughter. This family lives in a rental house in San Ramón district, in Chanchamayo province. Dalia's business is carpentry and making handicrafts. It is her own business. She makes ladles, mortars and other wooden kitchen utensils. She buys 'Diablo Fuerte' (Devil Strong) wood which is what should be used for making these items. She has been in this business for three years and she sells her products in the city of Huancayo. "I have orders for 1,000 to 2,000 ladles a fortnight," she says. Doing her calculations, Dalia earns around 2,500 soles a month whenever her work is coordinated and constant.

Dalia says that in order to make 4 ladles, she uses one foot of wood which costs her 1 sol and 50 centimes. She sells each ladle for 1 sol and 20 centimes. She gets 15,000 ladles from 3,000 feet of wood. Her profits are considerable if she sells wholesale.

Dalia's goals are clear and ambitious. She plans to open her market toward Tacna and, with a bit of luck, she will start exporting to Chile. It will depend on how she channels her contacts in the neighboring country.

This is the first time that Dalia has requested a loan from MFP and she pledges to be punctual in making her monthly repayments. She is happy to belong to her community bank (Puente Centenario) because she knows that it will enable her to reach her goals more quickly. She will invest her money in buying "Diablo Fuerte" wood and will visit the farms to do this. She will acquire 1,000 feet of wood so that she can continue in her business.

Translated from Spanish by Kiva volunteer Linda Oxnard

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Loan details